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IRA to Gift Annuity Rollover

If you're 70½ or older and looking to support Oceana while enhancing your income, you can make a one-time IRA rollover to fund a charitable gift annuity, which will provide you with fixed payments for life.

Benefits of an IRA to Gift Annuity Rollover

  • Lower your taxes with a one-time transfer of up to $54,000 from your IRA to a gift annuity.
  • Receive lifetime fixed payments for yourself and, if you choose, for your spouse.
  • Potentially reduce your required minimum distribution (RMD) for the year.
  • Support Oceana!

How an IRA rollover to gift annuity works:

  • Contact your IRA plan administrator to make a one-time qualified charitable distribution (QCD) of up to $54,000 from your IRA to Oceana.
  • A recommended other organization will use your IRA gift to fund your gift annuity payments.
  • Please note that IRA gifts are not eligible for a charitable deduction.
  • After you receive lifetime payments, the remaining balance will become a future gift to Oceana.
  • If you'd like your future gift to be designated for a specific purpose, please let us know.

Contact us

If you have any questions about a IRA rollover to a gift annuity, please contact us. We would be happy to assist you and answer your questions. [email protected]

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